One of the most important things a young person can experience is earning their own money. Not because the amount is life-changing — it usually isn’t, at first — but because of what it teaches you about value, effort, time, and discipline. There is a meaningful difference between a student who has only ever received…
Read moreCollege and university are often the first time young people experience real financial freedom. No parents watching. No one checking what you’re spending. Just you, your allowance or PTPTN, and an entire campus full of reasons to spend money. This freedom is valuable — but only if it comes with some preparation. Because the spending…
Read moreDo you ever reach the end of the month and genuinely have no idea where your money went? You started with a salary or allowance that felt reasonable, but somewhere between the Grab orders, the impulse buys at Shopee, and the “I deserve this” treat at the weekend, it just… disappeared. You’re not alone. And…
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